Terms of Service - BudgetBuddy

Last Updated: November 2, 2025

Acceptance of Terms

By accessing and using BudgetBuddy, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Description of Service

BudgetBuddy is a free web-based budget planning and expense tracking tool. The service provides budget calculators, expense tracking, budget templates, and related financial planning tools.

No Account Required

BudgetBuddy does not require user registration or accounts. All data is stored locally in your browser. You are responsible for maintaining your own data backups using our export features.

Important Disclaimer

Financial Planning Disclaimer

BudgetBuddy is a planning tool provided as-is for informational purposes only. It does not constitute financial advice, and we are not financial advisors. Budget recommendations and calculations are guidelines based on common budgeting methods and should be adapted to your specific situation. For personalized financial advice, consult a qualified financial professional. Results may vary based on individual circumstances.

No Warranty

BudgetBuddy is provided "as is" without warranty of any kind, express or implied. We do not guarantee that:

The service will meet your requirements
The service will be uninterrupted, timely, secure, or error-free
The results from using the service will be accurate or reliable
Any errors will be corrected

Limitation of Liability

In no event shall BudgetBuddy be liable for any damages including, without limitation, damages for loss of data, loss of profit, or any other financial loss arising out of the use or inability to use this service.

User Responsibilities

You agree to:

Use BudgetBuddy only for lawful purposes
Not attempt to gain unauthorized access to our systems
Not use the service in any way that could damage or impair it
Maintain backups of your own data using our export features
Exercise your own judgment when making financial decisions

Data and Privacy

Your use of BudgetBuddy is also governed by our Privacy Policy. All budget and expense data is stored locally in your browser. We do not have access to this data. See our Privacy Policy for more details.

Third-Party Links

BudgetBuddy may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the service (or any part thereof) with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

Changes to Terms

We may revise these terms at any time. Changes will be effective immediately upon posting. Your continued use of BudgetBuddy following any changes constitutes acceptance of those changes.

Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Contact

BudgetBuddy is an automated project. For questions about these terms, please review this document carefully.

Remember: BudgetBuddy is a free tool to help you plan your finances. Always consult with qualified financial professionals for personalized advice.