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Expense tracker
Log what actually leaves your account and see it drop into the same three jars as your plan. Everything stays on this device.
Read my statement (AI)
Paste transaction lines copied from online banking or a CSV. The AI sorts them into categories; you check the list before anything is added. Remove account numbers first.
Jars compare spending with your plan: $4,200 take-home pay on 50/30/20. Change plan
By category
No expenses logged for this month yet. Add your first one on the left.
Receipt
Why track expenses at all?
A budget is a guess about the future; an expense log is what really happened. The gap between them is where the useful information lives. Most people underestimate small, frequent purchases — coffee, delivery fees, app subscriptions — because no single one feels big. Seeing them add up in one category bar is usually enough to change a habit.
Give it one full month. Then open the budget calculator and adjust the plan to match reality, or use the zero-based budget to reassign every dollar from scratch.
Questions people ask
Where are my expenses stored?
In your browser’s local storage on this device. Nothing is uploaded unless you use the “Read my statement” AI helper, which sends only the text you paste. You can export a CSV at any time or clear everything on the privacy page.
How do I compare spending with my budget?
The tracker uses the take-home pay and split rule from the budget calculator. Each jar shows what you have actually spent against its target for the selected month.
Can I import my bank statement?
Copy the transaction lines from your online banking or a CSV and paste them into “Read my statement”. An AI model sorts each line into a category and needs/wants/savings; you review the list before anything is added.
How often should I log expenses?
Little and often works best — a quick entry after each purchase, or a five-minute catch-up twice a week using your bank app. Weekly check-ins catch overspending while there is still time to adjust.